Utica Homes under $250,000

Utica Homes under $250,000

Welcome to the charming city of Utica, nestled in the heart of Macomb County, Michigan. Known for its friendly atmosphere and rich community spirit, Utica is a thriving suburban gem that offers an ideal blend of tranquility and accessibility. With its convenient location just a short drive from the bustling city of Detroit, residents enjoy the best of both worlds—quiet living with easy access to urban amenities.

Utica is celebrated for its vibrant parks, family-friendly activities, and a strong sense of community. Whether you’re exploring the picturesque trails of the Clinton River or enjoying a sunny day at one of the local parks, there’s no shortage of outdoor fun. The city also boasts a variety of dining and shopping options, making it a wonderful place to call home.

For those seeking affordable housing, Utica is an excellent choice. The real estate market features a range of homes available for under $250,000, making it accessible for first-time buyers, families, and investors alike. From charming bungalows to cozy townhomes, you’ll find options that suit various lifestyles and budgets. The affordability of Utica’s housing market, combined with the city's welcoming community and excellent schools, makes it an attractive destination for anyone looking to settle down.

Discover the opportunities that await you in Utica, where a vibrant community and affordable living come together to create the perfect place to call home. Explore our listings today and take the first step toward your dream home in this delightful city!

Newest Utica Homes under $250,000

8175 Mackay Ct, Utica
$240,000
3 Beds ⋅ 1 Baths ⋅ 58050225774 MLS
Welcome home to this move-in-ready Utica ranch that pairs major mechanical peace of mind with stylish modern upgrades. Step inside to discover a beautifully remodeled kitchen designed for effortless everyday living and entertaining, featuring updated cabinetry, sleek granite countertops, expanded counter prep space, an undermount sink with disposal, included appliances, and a brand-new dishwasher installed in October 2026. Updated flooring flows seamlessly throughout the living spaces and bedrooms. A standout feature is the complete roof replacement completed in October 2019 using a CertainTeed Landmark Pro roofing system on both the home and detached garage. It comes with an exceptional 50-year warranty fully transferable to the new buyer. Outside, enjoy a spacious, fully fenced yard with plenty of room for recreation, garden projects, or weekend gatherings. The home sits in a quiet neighborhood just minutes from downtown Utica dining, parks, and shopping along Hall Road.

8175 Mackay Ct, Utica

Courtesy of RE/MAX Eclipse 5862622000
11497 Pinewood Dr, Utica
$55,000
1 Beds ⋅ 1 Baths ⋅ 58050225151 MLS
Discover an affordable opportunity for homeownership at Village Square Cooperative in the heart of Utica! New flooring, paint, bathroom vanity and more!! Appliances included. Enjoy the benefits of cooperative living in an established community with a convenient location close to shopping, dining, parks, and major expressways. Village Square offers a welcoming neighborhood atmosphere with community management and on-site maintenance staff. Whether you're looking to simplify your lifestyle, downsize, or explore a budget-friendly alternative to traditional homeownership, this cooperative is worth a look! Cooperative ownership is subject to community approval, governing documents, and applicable rules and regulations. Schedule your showing today and discover the possibilities at Village Square Cooperative! Please note: this is a co-op and the terms are cash only.

11497 Pinewood Dr, Utica

Courtesy of Epique Inc. 2482182604
12121 Hidden View Ct, Utica
$219,000
2 Beds ⋅ 2 Baths ⋅ 20261083169 MLS
Welcome to 12121 Hidden View Court in Utica! This spacious 1,475-square-foot condo in Hidden Borough offers two bedrooms, two full bathrooms, a private entrance, and an attached 1.5 car garage. Upstairs, the living spaces and bedrooms are thoughtfully arranged on one level. The open, comfortable layout includes a generous living room, separate dining area, well-equipped kitchen, and private balcony overlooking a peaceful wooded setting. Kitchen appliances, washer, and dryer are included. Located within the Utica Community Schools district, this inviting condo combines space, privacy, and low-maintenance living.

12121 Hidden View Ct, Utica

Courtesy of Realty Executives Home Towne 8109821400
45168 Kensington St, Utica
$92,000
3 Beds ⋅ 2 Baths ⋅ 58050224032 MLS
Immediate Occupancy!!! Beautifully updated 3-bedroom end-unit townhome in the desirable Village Square Co-op. This home has been updated throughout and features a modern kitchen, spacious living room, attractive flooring, 1 full bath, 1 half bath, and a generous basement offering plenty of additional space for storage, recreation, or hobbies. As an end unit, the home enjoys a particularly nice setting next to a large open field, providing a more open feel and added privacy. Conveniently located near the community dog run, basketball court, and one of the many children's playgrounds throughout the co-op. Seven visitor parking spaces are also conveniently located nearby. The monthly HOA fee provides exceptional value and includes property taxes, gas, heat, water, garbage, grass cutting, snow removal, landscaping, window replacement, and interior/exterior structural repair or replacement of the furnace, hot water heater, plumbing, and electrical systems. Cash buyers only. No mortgages or rentals permitted. Buyers must have a minimum annual income of $45,000 and, following an accepted offer, must apply and be approved for co-op membership. All offers must be contingent upon co-op approval. A great opportunity for affordable, low-maintenance homeownership in a well-appointed community.

45168 Kensington St, Utica

Courtesy of RE/MAX First 5867928000
45186 Kensington St, Utica
$79,000
2 Beds ⋅ 2 Baths ⋅ 20261079445 MLS
Say YES to the address! Impeccably maintained and super clean 2 bedroom, 1.5 bath home featuring the desirable Utica School district. This property offers a functional layout with spacious living areas. Enjoy hardwood floors thru-out, fresh paint, newer window, six panel doors and beautifully updated full bath and half bath. The basement, with an egress window, could provide additional living space- perfect for recreation room, home office or a workout area. Outside, you'll enjoy a private patio perfect for morning coffee, relaxing at the end of the day or entertaining family and friends. Great Location - just minutes away from shopping, schools and all major freeways. Plenty of parking for visitors & one assigned spot. Please note: certain photos have been virtually staged to help show the property's full potential. You'll love this property & community! Please note: this is a co-op and the terms are cash only.

45186 Kensington St, Utica

Courtesy of Real Estate One-Troy 2488134900
45564 Birchcrest St, Utica
$79,000
2 Beds ⋅ 2 Baths ⋅ 58050219392 MLS
Welcome to this charming brick colonial co-op offering 2 bedrooms and 1.5 bathrooms. Step inside to a remodeled interior featuring kitchen with Lafata cabinets, stainless steel appliances, and a convenient eating space with a doorwall leading to the private yard space. The inviting living room and dining area feature beautiful hardwood flooring, while the updated bathrooms and fresh paint throughout add to the move-in-ready appeal. The basement offers laundry and an egress window, providing added convenience and natural light. Located in a well-maintained co-op community, residents enjoy access to a clubhouse and community events throughout the year. Cats and dogs are welcome! The monthly fee includes water and gas, as well as lawn care, snow removal, and servicing of most appliances, the hot water heater, and furnace, making this an affordable, low-maintenance living option. CASH OFFERS ONLY.

45564 Birchcrest St, Utica

Courtesy of Berkshire Hathaway HomeServices Kee Realty 5868400400
45731 Kensington St, Utica
$97,400
3 Beds ⋅ 2 Baths ⋅ 58050219197 MLS
CASH ONLY! Welcome Home to this beautifully maintained 3-bedroom,2-bath co-op located in the heart of Utica and within the desirable Utica School district. This inviting home offers a functional layout with spacious living areas designed for comfortable everyday living. Enjoy new carpet, fresh paint, newer windows with custom window treatments, a reverse osmosis water filtration system, doorbell camera, egress window and a nest smart thermostat for added comfort and efficiency. The finished basement provides additional living space- perfect for recreation room, home office, workout area. Chest freezer stays. Great Location near, shopping, schools and freeways. Please note: select photos have been digitally enhanced/virtually staged to help showcase the property's potential. Association Includes: Gas Heat, Water, Property taxes, Garbage Removal, Lawncare/Snow Removal. Fridge & Gas Stove, Windows, Roof, Furnace, Plumbing and Electrical. 24 Hours Maintenance Service.

45731 Kensington St, Utica

Courtesy of Real Estate One Clinton 5867837888
45197 Kensington St, Utica
$87,000
2 Beds ⋅ 2 Baths ⋅ 81026035536 MLS
CASH ONLY - Exquisitely renovated townhome in the highly desirable Village Square Co-op. This lovely owner-occupied community requires a share purchase--no mortgages, no rentals allowed--offering incredible stability and a true pride of ownership. Inside, you will find a beautifully updated kitchen, a spacious and welcoming living room, and gorgeous new flooring throughout. The layout opens up to a fantastic private patio, perfect for relaxing or entertaining in a peaceful, park-like setting surrounded by large, mature trees. The $610/month HOA fee covers gas, water, heat, lawn care, snow removal, and trash, providing exceptional value and making monthly budgeting effortless. As far as the basement repair. I was informed that co-op dug up the basement floor, and fix drain as they were getting older.

45197 Kensington St, Utica

Courtesy of Epique Realty 2482182604
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